The process of building and maintaining BSA policies and procedures is fundamentally broken.

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For fintechs, the goal is straightforward: get through the door, launch, and scale without getting bogged down in compliance complexities.

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For financial institutions (FIs), the priority is growing deposits and issuing loans, but they also need compliant embedded finance solutions that won’t slow them down.

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Right now, the biggest roadblock is visibility. Fintech-FI partnerships struggle with understanding what’s actually happening inside these programs.

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The compliance burden is heavy, expensive, and often built on outdated, manual processes that don’t scale.

This is where the future of Partner Bank <> Fintech Program relationships is heading: greater transparency, real-time compliance insights, and streamlined oversight.

When fintechs can see the data promised to keep control of, understand risk exposure in real time, and work without unnecessary friction, everyone wins.

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It’s time to move past the old way of doing things. Fintech innovation shouldn’t be held back by compliance inefficiencies—it should be supported by smarter, more transparent solutions.

At Blanc, we’re building the future of compliance visibility so fintechs can focus on growth, and FIs can scale their embedded finance programs with confidence. Let’s fix what’s broken.

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